I admit I was also scammed by Warranty Direct after paying $1400 for a drivetrain warranty for a used truck I purchased a few years ago. They did cover a small repair for $200, but when I had two more expensive repairs needed (over $1000) and they gave my car repair facility (and me) the run around for several weeks - and then just made up excuses why they would not pay to fix both items that failed and are on my listed of covered components (rear differential and exhaust manifolds).
I have never had a company just flat out refuse to honor a writen contract that I paid in full. I guess they know a person will not go to small claims court over something like this since I live in another state. I am positive I would win if I could take them to small claims. Also it is not worth it to hire a lawyer for $1400.
I guess I learned an important lesson.
I wish I had started listening to Clark Howard before I was scammed by Warranty Direct - he always states you should never buy a car warranty from anyone except the car manufacturer because they rarely pay. He is right.
Review about: Warranty Direct Warranty.
Monetary Loss: $3500.